Some time ago I had a chat with my home insurance agent. The subject of tools came up.
Some home insurance policies do cover tools. However how do you prove what was lost?
Two suggestions were made:
1/ Make a list of your tools and their value. This can be time consuming and they may want to verify the list.
2/ Photograph the tools to show what you have. A close-up of the more expensive ones would be ideal to prove the brand.
Talk to your agent to see what they will actually cover. Over the years we accumulate a lot more tools than we realize. It would be a shame if they were lost and had to be replaced all at once.
Even if your insurance company does not require a detailed list it would not hurt to have a list for your own information.
This could be a good project to keep you occupied during all this warm (?) weather.
Don't forget the tools you keep in the A and other vehicles.
Sid Gough - Technical Editor
